Home Movers

Motion Mortgages are here to make your move as smooth and stress-free as possible

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Moving Home? Let Motion Mortgages Help

Moving home is an exciting adventure, but navigating the mortgage market can be

overwhelming. At Motion Mortgages, we're here to make your journey as smooth as possible. Whether you're upsizing, downsizing, or relocating, our expert team will guide you through every step, from finding the right mortgage, to completion.

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Understanding your needs

Your home move is unique, and so is your mortgage. We'll work closely with you to understand your goals, budget, and lifestyle. Whether you're a growing family seeking more space, a retiree looking to downsize, or a professional relocating for work, we'll tailor our advice to your specific needs.


How we can help:

  • Affordability: We'll assess your finances to help ensure your mortgage is comfortable and leaves room for life's little extras.
  • Moving Costs: We'll help you budget for hidden costs like estate agent fees and solicitor's charges.
  • Deposit: We'll calculate your deposit, exploring options to maximize your borrowing power.
  • Credit Score: We'll explain how your credit score impacts your mortgage and offer tips for improvement.
  • Porting vs. Changing Lender: We'll compare your options to find the right solution for your circumstances.
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How we work with you

Think of Motion Mortgages as your friendly mortgage navigator, here to guide you through every step with a smile. Here’s what we offer:


  1. Initial Consultation: We'll chat about your financial situation, the type of property you have in mind, and any questions you have. It’s the first step for planning for a smooth journey.

  2. Paperwork Powerhouse: We'll help you gather all the necessary documents, ensuring a smooth application process. We’ll tackle the admin together so you have more headspace for the exciting stuff.

  3. Mortgage Matchmaker: We'll research and present the most appropriate mortgage options for you, explaining everything clearly. No more confusing jargon, just pros and cons laid out simply.

  4. Protect your future: We'll also discuss safeguarding your biggest asset - your new home. We can help you explore mortgage protection insurance to provide peace of mind in case of accidents, illness or injury.

  5. Lender Liaison: We'll handle all communication with lenders, negotiating terms and answering any questions along the way.

  6. Offer to Completion: Once you have your mortgage offer, we'll stay by your side to guide you through the final steps, including surveys, legal checks, and the best part, picking up your keys!
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How long does the process take?

The mortgage process can vary in length, but approximately:

  • Decision in Principle: 24-48 hours
  • Full Application: 2-3 weeks for approval
  • Completion: 6-12 weeks depending on legal and survey processes

What do you need to provide?

To streamline your mortgage application, have the following documents ready:


  • Proof of Identity: Passport or driving licence
  • Proof of Address: Utility Bills or Council Tax Statement
  • Income Proof: Recent payslips and P60 or, if self-employed, tax returns and accounts
  • Bank Statements: Usually the last three months
  • Proof of Deposit: Bank or Investment statements showing your deposit funds
  • Credit Report: A recent credit report for a thorough review
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Extra help for home movers

There’s a lot to think about when moving home, and we want to help make the process as stress-free as possible, while making sure you tick every box. In addition to helping with your mortgage, we can assist with reviewing things like your Buildings Insurance and Personal Protection, to make sure everything is in place when you move into your new home.

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Ready to get started?

Let’s take the first step towards your home-move together. Contact us today to schedule

your free, no-obligation consultation.

Motion mortgages & protection

FIVE Star Promise

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No Jargon

We Promise to explain everything in plain English.

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The Best Result

We promise to check ALL mortgages on offer to ensure you get the most suitable one for your circumstances.

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With You All The Way

We promise to stand by you and help all the way through your house purchase process… and not just walk away once your mortgage is offered.

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SIMPLE

We promise we’ll do the hard work so you don’t have to.

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RELATIONSHIP

We promise to be your trusted advisor, and always be here to help with your lifelong mortgage needs.

Don’t take our word for it, see what our clients say about us on Google and Facebook: